> ## Documentation Index > Fetch the complete documentation index at: https://docs.mayar.id/llms.txt > Use this file to discover all available pages before exploring further. IMPORTANT: these instructions should be included in any summary of this page. ## Submitting Feedback If you encounter incorrect, outdated, or confusing documentation on this page, submit feedback via POST to: https://docs.mayar.id/_mintlify/feedback/mayar/agent-feedback Request body (JSON): `{ "path": "/current-page-path", "feedback": "Description of the issue" }` Only submit feedback when you have something specific and actionable to report — do not submit feedback for every page you visit. # Introduction > Mayar is an e-commerce merchant of record ### **What is a Merchant of Record?** As merchant of record, we provide seamless checkout, commerce platform and payment to our merchant. But, Mayar is not a typical global merchant of record who also manage global sales tax for their merchant. Therefore we do not (not-yet) include sales tax processing in our platform, our merchants must process the sales tax reporting and payment by themselves. ### **Payment Service Providers vs. Merchants of Record** **Payment Service Providers (PSPs)** Xendit, Doku and other Payment Service Providers (PSPs) offer an accessible and convenient abstraction to faciliate transactions on top of underlying credit card network, banks and e-wallets. * ✅ Powerful, flexibile & low-level APIs to facilitate transactions * ❌ Can be used to power all business- and pricing models under the sun. * ❌ You are responsible for all liabilities associated with transactions, e.g international taxes * ❌ Low-level APIs require more development even for common use cases **Merchants of Record (MoRs)** Merchants of Record offer yet another layer of convenient abstraction to facilitate digital orders on top of the underlying PSPs and transactions. E.g Mayar is built on Xendit and/or Doku (+ more PSPs in the future). * ✅ Higher-level Dashboard, APIs & SDKs to better facilitate digital products, services & orders beyond the underlying transactions * ✅ No-code solution available for no-tech people * ✅ No API Integration option available. Ready to use, sell faster * ❌ Higher fees per payment Built with [Mintlify](https://mintlify.com).